Blessed is a man who perseveres under trial; for once he has been approved, he will receive the crown of life which the Lord has promised to those who love Him. Let no one say when he is tempted, “I am being tempted by God”; for God cannot be tempted by evil, and He Himself does not tempt anyone. But each one is tempted when he is carried away and enticed by his own lust. Then when lust has conceived, it gives birth to sin; and when sin is accomplished, it brings forth death. Do not be deceived, my beloved brethren. Every good thing given and every perfect gift is from above, coming down from the Father of lights, with whom there is no variation or shifting shadow. In the exercise of His will He brought us forth by the word of truth, so that we would be a kind of first fruits among His creatures.
Most of the time I think the Lord's prayer should end: "Lead me not into temptation I can find it myself." James seems to agree when he writes that we are carried away by our own lust. It's not God tempting us or even a little red devil on our shoulder. We are tempting ourselves. We have to come to grips with the fact that we are all naughty by nature (and I don't mean the early 90's hip hop group).
Our very natures are against God. Yet even when we work against God, He is still working for us with every good and perfect gift coming down from the Father of Lights.